Tool categories: Loan calculators

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  Balance Transfer Calculator

  Check whether moving your loan to a lender with a lower rate saves money after processing fees, and how many months it takes to break even.

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  EMI Calculator

  Work out the monthly EMI on a home, car or personal loan, with total interest and a principal-to-interest split, in your browser.

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  Flat vs Reducing Rate Calculator

  Convert a flat interest rate quote into the equivalent reducing-balance rate and see the extra interest a flat-rate loan costs.

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  Loan Amortization Schedule

  Month-by-month or year-by-year repayment table for any loan: EMI, principal, interest and balance left, with a CSV download.

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  Loan Eligibility Calculator

  Estimate how much you can borrow from your net income, existing EMIs and the FOIR limit lenders apply, plus the maximum EMI.

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  Loan Prepayment Calculator

  See the interest a part-payment saves on your loan, comparing reduce-tenure and reduce-EMI, with the months cut and the new EMI.